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eriu: Economic Research Initiative on the Uninsured Initiating and disemminating research to spark new policy discussion on health coverage issues.
2004 All Year Data 2004 Point in Time Data 2004 Ever During Year Data 2003 All Year Data 2003 Point in Time Data 2003 Ever During Year Data 2002 All Year Data 2002 Point in Time Data 2002 Ever During Year Data Earlier Years  
Fast Facts
 
   
Facts to Consider
 
 
Counting the Uninsured by Reference Period
All Year
Ever in Year
Point in Time
By Data Source
CPS
MEPS
SIPP
By Population
Total Non-Elderly
Adults
Children
Workers
Immigrants
By Additional Characteristics

Income
Education Level
Family Composition

Comparison Tables
CPS-SIPP
CPS-MEPS
Medical Utilization and
Expenditures Tables
 
Notes on Data Sources
and Variables
CPS
MEPS
SIPP
Data Dictionary
 
Table 3 - MEPS
Workers (Age 19-64, not self-employed)
Calendar Year 2004 - Uninsured Ever During Year
Characteristic
Population (Millions)
Distribution of Population
Uninsured (Millions)
Distribution of Uninsured
Uninsured Rate
TOTAL
118.3
100.0%
28.0
100.0%
23.7%
GENDER
Men
60.7
51.4%
15.9
56.9%
26.2%
Women
57.5
48.6%
12.1
43.1%
21.0%
 
AGE
ADULTS age 19-64
118.3
100.0%
28.0
100.0%
23.7%
 
0.0%
0.0%
Age 19-24
15.5
13.1%
7.2
25.7%
46.3%
Age 25-34
29.6
25.1%
8.4
30.1%
28.4%
Age 35-54
58.3
49.3%
10.4
37.1%
17.8%
Age 55-64
14.8
12.5%
2.0
7.0%
13.3%
 
RACE
White*
96.3
81.4%
21.8
78.0%
22.7%
Black*
13.8
11.6%
4.2
15.0%
30.4%
Asian/Pacific Islander
6.0
5.0%
1.2
4.4%
20.7%
American Indian/Alaskan Native
0.8
0.7%
0.3
1.0%
33.9%
Multiracial
1.4
1.2%
0.5
1.7%
32.5%
 
HISPANIC ORIGIN
Hispanic
15.7
13.3%
7.3
26.1%
46.6%
Not Hispanic
102.6
86.8%
20.7
73.9%
20.2%
 
EDUCATION
Less than HS
12.6
10.7%
6.4
22.9%
50.6%
HS only
39.1
33.1%
11.0
39.4%
28.2%
Some post-HS
21.3
18.0%
4.8
17.0%
22.3%
4-year college degree or more
44.8
37.9%
5.7
20.3%
12.7%
Unknown
0.3
0.3%
0.1
0.4%
36.9%
 
INDIVIDUAL WORK STATUS (Annual)
Full time
97.0
82.0%
20.6
73.5%
21.2%
Part time
21.3
18.0%
7.4
26.5%
34.9%
 
FAMILY WORK STATUS
2 or more full time
42.0
35.5%
7.5
26.8%
17.8%
Only 1 full time
65.1
55.0%
15.5
55.4%
23.8%
Only part time
11.1
9.4%
5.0
17.8%
44.7%
 
WAGE/SALARY FOR PRIMARY EARNERS
No wage earner
0.1
0.0%
0.1
0.2%
100.0%
Under $7/hour
5.6
4.7%
3.3
11.7%
58.9%
$7-$15/hour
42.4
35.8%
15.9
56.9%
37.6%
$15-$25/hour
36.6
31.0%
5.9
21.0%
16.0%
More than $25/hour
33.6
28.4%
2.8
10.2%
8.5%
 
FAMILY COMPOSITION
WITH CHILDREN
55.0
46.5%
12.1
43.2%
22.0%
 
1 Adult
8.0
6.8%
2.4
8.4%
29.6%
2 Married adults
38.8
32.8%
6.9
24.8%
17.9%
Other
8.2
6.9%
2.8
10.0%
34.2%
 
WITHOUT CHILDREN (All)
63.3
53.5%
15.9
56.8%
25.1%
 
1 Adult
23.9
20.2%
7.2
25.7%
30.1%
2 Married adults
28.7
24.3%
4.3
15.5%
15.1%
Other
10.7
9.0%
4.4
15.6%
40.9%
 
INCOME (poverty level)
0 - 100% FPL
6.0
5.0%
3.8
13.5%
63.2%
100 - 200 % FPL
16.0
13.5%
7.8
28.0%
49.2%
200 - 400% FPL
40.6
34.4%
10.8
38.4%
26.5%
More than 400% FPL
55.7
47.1%
5.6
20.1%
10.1%
           
*Includes both Hispanic and Non Hispanic
 

These estimates are based on ERIU tabulations of 2004 Medical Expenditure Panel Survey (MEPS) data collected by the Agency for Healthcare Research and Quality (AHRQ). The MEPS employs an overlapping panel design and collects data on two calendar years for each respondent. The tabulations reported here are based on responses to interview Rounds 3, 4, and 5 of Panel 8 and Rounds 1, 2, and 3 of Panel 9, which cover calendar year 2004 for both panels. Coverage status is obtained at the initial interview. At each subsequent interview, respondents are asked about whether their coverage has changed since the last interview and, if so, how and when. Respondents report whether they were covered by any public or private source of health insurance (Medicare, Medicaid, SCHIP, TRICARE/CHAMPUS, other public coverage, employment-based private, other private health insurance). Respondents are considered uninsured if they respond “no” to all of the coverage options; they are not asked directly if they are uninsured. A person may gain or lose coverage during a year and these data permit estimates of the number lacking coverage at a particular point in time, at some time during the year, and throughout the entire year. We label those who are without health insurance for the entire year as “all-year uninsured,” and those without health insurance for at least one month and up to twelve months as “ever uninsured.” The “point-in-time uninsured” estimates include those without coverage in the first round of the calendar year (Round 3 for those who entered the survey in 2003 and Round 1 for those who entered the survey in 2004).

For further discussion of issues related to counting the uninsured see "Counting and Characterizing the Uninsured," (Adobe PDF) by Pamela Farley Short, and ERIU Research Highlight 1: A Revolving Door: How Individuals Move In and Out of Health Insurance Coverage (Adobe PDF)

Notes on MEPS Data Source and Variables (PDF)