Skip navigation to content
eriu: Economic Research Initiative on the Uninsured Initiating and disemminating research to spark new policy discussion on health coverage issues.
Home Research Findings Fast Facts For the Media Researcher Tools Conferences & Events About Us
Research Findings
Research Topics


An Equilibrium Model of Health Insurance Provision and Wage Determination

Matthew Dey, University of Chicago
Christopher Flinn, New York University

Individuals working at jobs with employer-provided health insurance are often found to exhibit lower rates of job-to-job mobility than employees without insurance, even after conditioning on the individual's wage. This has led some to conclude that insurance "locks" individuals into jobs and may lead to inefficient mobility decisions. By estimating the model and empirically assessing the amount of heterogeneity that exists in the populations, authors will be able to determine how much inefficiency can be attributed to the institution of employer-provided health insurance. Model estimates will be used to simulate welfare effects of alternative health-insurance schemes.

 
 

ERIU is based at the University of Michigan with funding from The Robert Wood Johnson Foundation. Our University of Michigan partners are the School of Public Health, the Gerald R. Ford School of Public Policy, the Economics Department, and the Institute for Social Research.

555 S. Forest St., 3rd Floor      Ann Arbor, MI 48104-2531      Phone: 734-936-9842      Fax: 734-998-6341      E-mail: eriu@umich.edu

© 2003 Site designed by Diamond Bullet.